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Program	Rate	Points	APR
Conforming Programs
30 Year Fixed	6.000%	0.000	6.128%
15 Year Fixed	5.500%	0.000	5.744%
5/1 ARM	5.375%	0.000	6.406%
FHA Programs
30 Year Fixed	6.000%	0.000	6.128%
15 Year Fixed	5.500%	0.000	5.744%
5/1 ARM	5.375%	0.000	6.406%
VA Programs
30 Year Fixed	6.000%	0.000	6.128%
15 Year Fixed	5.500%	0.000	5.744%
5/1 ARM	5.375%	0.000	6.406%
Goverment Programs
30 Year Fixed	6.000%	0.000	6.128%
15 Year Fixed	5.500%	0.000	5.744%
5/1 ARM	5.375%	0.000	6.406%
Jumbo Programs
30 Year Fixed Jumbo	6.125%	0.100	6.198%
25 Year Fixed Jumbo	6.375%	0.000	6.440%
15 Year Fixed Jumbo	5.875%	0.000	6.017%
5/1 Jumbo ARM	5.875%	0.000	6.847%
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